Cover for damage automatically included in the fire insurance - overflows or backflows of public sewers

Cover for damage caused by natural disasters, including overflows or backflows of public sewers, is automatically included in the fire insurance. The law determines precisely what is meant by overflows or backflows of public sewers.

The law also determines the damage that will be compensated under the insurance. It concerns damage to insured property as well as the cost of repairs and relocation of affected residents. The law also stipulates what damage can be excluded from the insurance.