If the insurer takes recourse against an insured party who was a minor at the time of the event giving rise to damage, his right of recourse is limited.
The insurer's right of recourse is exercised up to the amount of the "net expenses", i.e. the principal amount of the indemnity, as well as the legal costs and interest, all of which must be reduced by the sums that he was himself able to recover.
However, the amount is limited when the net expenses exceed EUR 11,000. In such cases, the amount of EUR 11,000 is increased by half of the sums exceeding EUR 11,000, but the recourse may not exceed EUR 31,000.
14 December 2020