Car insurance that covers civil liability is a compulsory insurance.
The insurer for civil liability car insurance will compensate any victim of a road accident - except the driver at fault - even though the person at fault in an accident is a pedestrian, passenger or cyclist.
The indemnity covers:
- physical and psychological injury to third parties;
- as well as property damage.
The civil liability car insurance is, therefore, a liability insurance by which the insurer intervenes to compensate third parties who are victims.