The purpose of assistance insurance is to guarantee 24/7 cover. It is an optional insurance, the content and duration of which will vary from one insurer to another, and the same insurer may also offer several products. It is up to you to choose, according to your needs and the premium requested.
There are several types of assistance insurance:
- contracts more oriented towards vehicle assistance. This type of contract will insure, for one or more vehicles, breakdown service, towing, repatriation of the vehicle and, depending on the contract, a replacement vehicle;
- contracts more oriented towards personal assistance. This type of contract will cover, for example, medical and repatriation expenses, compensation in the event of death, etc. Please note that some mutual insurance companies include this assistance in their services. Other institutions, particularly financial institutions, include it in their packages;
- mixed insurance contracts for vehicle(s) and persons.