An active company may be confronted with events that could affect its results or even threaten its existence. Therefore, as a self-employed entrepreneur (sole proprietorship or company), you must ensure that you are insured against unforeseen setbacks, such as illness, fire, industrial accidents, etc.
Not all companies and sectors are subject to the same risks.
Some insurance policies are mandatory. While, others are strongly recommended.
Here are some examples of the most common mandatory insurance policies:
- objective civil liability insurance for fire or explosion (depending on the location);
- insurance against accidents at work, for staff;
- civil liability insurance for vehicles;
Some examples of compulsory general insurance for certain sectors:
- ten-year civil liability insurance for contractors, architects and other service providers in the construction sector;
- professional civil liability insurance in the construction sector;
- professional liability insurance, for practitioners of regulated professions.
See also our page on mandatory and optional insurance
For more information on insurance, contact your insurance company or broker.